Living with Diabetes? When you were first diagnosed with Diabetes, or maybe Pre Diabetic you probably didn’t have a clue what it was. You might have thought you were eating too much sugar maybe? Or perhaps you thought you would never enjoy your favorite chocolate or candy again? But now living with Diabetes has become part of your life and getting the facts about how it effects the rest of your body is important.
Although you have found some changes were necessary you don’t have to give up everything you love. Most Doctors agree that you don’t need to do a full lifestyle overhaul. Instead small baby steps are needed, like trying new foods you have maybe never cooked with, or making an evening walk part of your daily routine. Cutting stress can go a long way to improve your health.
What does all this have to do with life Insurance for Diabetics you ask? People that utilize a team approach usually have a better chance at the best rates on life insurance. In fact, Life Insurance company’s love to see that you are serious about managing your diabetes. Because of this you are able to get the coverage you want at the most affordable price and not face the possibility of being denied life insurance coverage. Our goal at Insurance4Diabetics is to make sure you have all the information you need to get the life insurance coverage you want. Not to mention, the fact that our job is much easier when our clients have their diabetes under control.
Type 1 vs Type 2 Diabetes
Most of us know the differences but how are they alike?
Both type 1 and type 2 diabetics have a significantly increased risk for a range of serious health complications. Although managing your diabetes effectively can help prevent these complications. Even so Diabetes still remains the leading cause of blindness, and kidney failure in the United States. Diabetics also have an increased risk of heart disease, and stroke. People with Diabetes will also have and increased risk of PAD (Peripheral arterial Disease) which reduces your blood circulation in your feet. This condition along with reduced sensation due to nerve damage could lead to ulcers, infections, and even amputation. Almost 50% of diabetics will develop nerve damage known as Peripheral neuropathy, affecting toes, feet, legs, hands, and arms. Although this may be true, we are not the bearer of bad news. The good news for diabetics is all this can be avoided, with help of some noble professionals!
Take Charge of your Diabetes
Even the CDS recommends using a Team approach to effectively help treat Diabetics. Building your team and taking charge of your Diabetes will help you cope with the huge range of problems that can arise for diabetics.
Diabetics can lower their risk for:
- Eye disease and kidney disease
- Heart disease and stroke
- Nerve damage
Your Team on your side will make sure you:
- Control your A1C, blood pressure, cholesterol with medication and, or diet.
- Build you an individualized meal plan to fit your diabetic needs.
- Engage in regular physical exercise.
- Avoid tobacco use.
- Take your medicines as prescribed and on time.
- Manage the enormous mental demands of a complex chronic disease.
Your Medical Team could include:
Primary Care Physician PCP is your family doctor that may first diagnosed you as diabetic or pre diabetic. He or she will coordinate your healthcare team.
Endocrinologist: specializes in diseases of the endocrine system including diabetes.
Certified Diabetes Educator DCE: will counsel and educate people with diabetes. They will help you set good lifestyle goals giving you suggestions and address your questions about health and lifestyle
Ophthalmologist: do regular eye exams to help treat and prevent diabetic eye disease. This
Nephrologist: can treat any kidney disease that results from diabetes.
Neurologist: will treat any nerve damage known as neuropathy as a result of being diabetic.
Diabetics have access to many other possible professionals to add to your health care team in addition to physicians. (e.g., primary care, endocrinologist) This team could also include (but not limited to):
- Dental care professionals
- Physician assistants
- Nurse practitioners
- Community health workers
- Mental health professionals
We Will be There for You
However you decide to assemble your team, the important part is to surround yourself with knowledge professionals that are available to help you succeed. Here at Insurance for Diabetics We advocate on behalf of our clients with diabetes daily. We are the experts in finding the lowest rates for our diabetic clients. With access to over 36 life insurance companies, we represent you and not any specific life insurance company. Securing the best life insurance for diabetics comes down to choosing the right agent or company to work with. Let us be the ones speak to the underwriters on your behalf, make sure you’re working with an expert in providing life insurance for diabetics.